Tom Shorland

Tom has completed the Personal Finance Society (PFS) Fellowship programme, making him an official Fellow of the PFS. This means he has demonstrated an exceptional level of financial planning achievement, evidence of his commitment to professional development and a commitment to the CII’s code of ethics.

Tom has been awarded individual Chartered status by the Chartered Insurance Institute (CII). This is considered the “gold standard” financial planning accreditation.

CII Advanced Financial Planning Certificate

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

AdvDipIP (Advanced Diploma in Financial Planning)

This qualification enables professional advisers to develop specialist planning capabilities, covering topics like: personal tax and trust, business financial, pension and investment planning.

AF1 (Personal Tax and Trust Planning)

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

AF2 (Business Financial Planning)

The now discontinued examination was designed to test business taxation, protection, and ownership structures.

AF4 (Investment Planning)

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

AF5 (Financial Planning Process)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

R01 (Financial Services, Regulation and Ethics)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

R02 (Investment Principles)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

R03 (Personal Taxation)

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

R04 (Pensions and Retirement Planning)

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

R05 (Financial Protection)

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

R06 (Financial Planning Practice)

This qualification helps advisers develop and demonstrate their financial planning capabilities.

ER1 (Equity Release)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

CF1 (UK Financial Services, Regulation and Ethics)

The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.

CF2 (Investment and Risk)

This examination assesses a knowledge and understanding of investment products and the risks involved.

CF4 (Retirement Planning)

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF6 (Certificate in Mortgage Advice)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

CF8 (Certificate in Financial Planning and Long-Term Care Insurance)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.