Charlotte Croose

DipPFS (Diploma in Regulated Financial Planning)

This Level 4 Diploma meets the FCA’s qualification requirements for retail investment advisers, demonstrating core technical knowledge and financial planning capabilities across six core areas.

AF1 (Personal Tax and Trust Planning)

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

AF5 (Financial Planning Process)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

AF8 (Retirement Income Planning)

This unit develops and demonstrates the advanced skills needed for advising on income planning to those in and approaching retirement.

Cert CII (ER) (Certificate in Equity Release)

The level 3 Certificate in Equity Release meets the FCA’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs.

CF6 (Certificate in Mortgage Advice)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

R01 (Financial Services, Regulation and Ethics)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

R02 (Investment Principles)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

R03 (Personal Taxation)

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

R04 (Pensions and Retirement Planning)

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

R05 (Financial Protection)

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

R06 (Financial Planning Practice)

This qualification helps advisers develop and demonstrate their financial planning capabilities.