Guide: Back to school: How to build a nest egg to fund your children’s education

Time passes quickly, and before you know it, your child has gone from taking their first steps or saying their first words to starting school. You’ll want to do all you can to set them up for a successful future, but it can be challenging to know where to begin.

You might need to prepare financially to meet private school fees, provide help with university accommodation or living costs, or simply give your child a financial safety net as they begin adult life.

Whatever your goals, building a dedicated nest egg could help you support those you love most without slowing progress towards your own long-term objectives.

This guide explores:

• The education costs you may need to plan for
• Why starting early could make your goals more manageable
• How cash savings and investments could support various time frames
• How grandparents could help fund education costs
• Why planning for education costs should fit into your wider financial plan.

Download your copy here: Back to school: How to build a nest egg to fund your children’s education

Building a nest egg for your child’s education could give your loved ones more choice and confidence when important costs arise.

If you’d like to understand how planning for education might fit into your wider financial plan, please get in touch to find out how we could help.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at individuals only.

All information is correct at the time of writing (July 2026) and is subject to change in the future.

The value of your investments (and any income from them) can go down as well as up, and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. 

Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.