Support through divorce
If you are about to or currently going through a divorce, you may be feeling overwhelmed not only with the financial jargon but all the decisions you have to make.
As an independent financial adviser we can advise on issues such as how to divide assets in the most tax-efficient way, and how to invest the proceeds of a divorce or dissolution settlement.
As well as the practical advice, it can also help to have someone by your side that you can trust, to make you feel more secure and more able make good decisions and, ultimately, help empower you to take back control of your life.
These are just some reasons you might use us;
- someone to listen to you without judgement, without making you feel ‘stupid’ for perhaps not fully understanding or paying much attention to your finances until now
- working through the post-divorce finances with an expert so you feel sure that you will ‘be alright’ on your own
- to help you understand what a settlement offer actually means financially to you over the longer term and whether you can afford to accept it
- someone to assist you with the pension sharing process and associated paperwork
We feel passionately that you should be able to understand the reality of your situation and all the options that are available to you before making financial decisions that could impact the way in which you are able to live the rest of your life.
We do this by spending time understanding you and your family’s needs and objectives, collecting information about your income, expenditure, assets and liabilities and then working through and showing you the longer term consequences of every decision you make.
We can also help you move on with your new life by assessing your post-divorce income and expenditure situation (cash-flow and budget analysis), advising on a new mortgage and protection policies where required and generally helping you rebuild your finances.
If you have agreed to a pension sharing order then it’s vital that you receive professional advice before taking any further steps. The same can also be said if you are receiving a lump-sum order from your ex-spouse as this new wealth can be used to improve your current financial position.
Seeking the advice of a specialist IFA as soon as you start the divorce process could help you achieve a fair settlement with the peace of mind that comes from knowing that the financial matters have been reviewed by your own independent specialist. This could avert years of regret and hopefully avoid, or at least reduce, any resentment between you and your ex-spouse that could be caused by either party feeling that they had ‘lost out’ financially.
If you are ready to start taking back control, get on touch for a free initial chat.
We understand for many this is a sensitive time, if you would prefer to speak to a female adviser, please let us know when you get in touch.