Residential Mortgages

My home, my castle.

Buying a house is probably the biggest financial decision you will ever make and mortgages are a fact of life for most of us, so, wherever you are on the property ladder, why not get professional advice?

First time buyer: Buying your first home can be a very exciting albeit daunting experience which is why it is important to get the right advice at the very start.

Moving on, down-sizing, buying a second home: whatever your next purchase is, we can crunch the numbers, search through the lenders and help you reach your goal.

We make sure we keep the jargon to ourselves, and ensure you understand everything, every step of the way. We can help you be in the best possible position to view houses, negotiate when you find somewhere you love, and help guide you through the process from start to finish.

Remortgage: Each time your current rate deal expires is vital to consider a remortgage so you never pay a penny more than you need to over the lifetime of your mortgage. There are thousands of products available which our advisers will search through to find you most suitable for your needs.

There are many different mortgage products to choose from so it is important to get the solution that best meets your needs. As independent financial advisers, as part of any mortgage transaction, we are always happy to help you with any questions about life insurance, pensions or investments.

Buy to Let

Regardless of whether you are a first time landlord or have a large portfolio of properties, obtaining a buy to let mortgage can be complex and confusing.

Lenders have varying criteria and rules so ensuring you give yourself the best chance of the most cost-effective, suitable solution can require some skill.

Fortunately, working with us, you will be able to access a wealth of experience in buy to let mortgages and hands on experience of owning buy to let properties.

We pride ourselves on being able to give more than just mortgage advice; we will also explain the practicalities, taxation and responsibilities you will take on if this is your first time as a landlord and, as independent financial advisers, we also work with landlords who would like to reduce their property exposure and widen their investment portfolio.

All initial consultations are without charge, so please give us a call today.

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